CREDIT UNION LOAN RATES

 

Signature Loans - Maximum 4 Years $5000 Maximum

FICO Score of 650 or Higher: 5%
FICO Score of less than 650: 10%
New Vehicle Loans - No Downpayment
3 years
4 years
5 years
 6 years or more
4%
4%
4%
 5%

The maximum amount of money that a member may borrow for a car is determined, in part, by the window sticker price on a new car and the NADA book value on a used car.

 
Used Vehicle Loans
3 years
4 years
5 years
 6 years or more
5%
5%
5%
 6%
 
If any loan is refinanced before it is paid off, the rate of interest charged on the refinanced loan will automatically be calculated at a rate of 15% (unless the loan is share backed or being refinanced to purchase a new or used vehicle.
Share secured loans will be written at a 4.0% interest rate